Insurance agencies paid out $13 billion in water damage claims in 2017 alone, and that number was estimated to grow based on increasing frequency rates.
When was the last time you filed a damage claim because of a burst pipe?
Home water damage affects millions each year, and you have probably faced a similar situation in your time as a homeowner. Part of the reason damage occurs is because smart homeowners don’t know what to believe when it comes to locating and recovering from water issues. We are here to share several ways to be more on top of your home’s water concerns.
Read on for the top four myths surrounding common water damage today.
Myth 1: I Can’t See It, So It’s Not There
One of the main home water damage myths to bust is easy. Just because you can’t see the water doesn’t mean it’s not there.
Water damage can be tricky with its low visibility as only some leaks are obvious, such as a water spot on the ceiling. Residential water damage can occur behind the walls, in the ceilings, or under the floors. This can be especially dangerous if it’s a sewer leak, transporting toxin-filled water into your home.
Myth 2: My Homeowners’ Insurance Will or Won’t Cover It
Each homeowner’s insurance is unique based on property type and specific premium information. Your insurance may cover some or all of the repair costs associated with home water damage. You won’t be left to cover the bill out of pocket, though check with your insurance to know what it will cover and how much.
No matter the percentage of the bill you’ll have covered, this could come at a larger cost to you as the homeowner. Your premium may go up during renewal or the insurance agency may drop you because of mold concerns.
Myth 3: A Small Leak Can Wait
The longer you leave home water damage means you may discover more damage on your property. The time it takes for mold to begin growing on or around a wet surface is a much smaller timeframe than you may think. Water damage of any kind that goes untreated for too long leads to rotting wood, caved walls, or mold growth.
Each of these home issues is far harder to repair than a small leak you take care of immediately.
Myth 4: Water Dries Itself
Home water damage is often far greater than what you can see. A puddle on the floor could mean leaks under the flooring or in the walls. The worst thing you can think in this instance is that water dries itself because you’re neglecting the full damage done.
An area that remains wet or moist leads to mold growth, and this is what you chance by leaving water to dry on its own or with minimal professional cleansers. Removing mold is more costly and tedious than drying water.
Busting Home Water Damage Myths for Good
Home water damage occurs in many ways, sometimes visible or invisible to the homeowner’s eye. Stay on top of damage control by maintaining your appliances, checking water fixtures, and scheduling sewer check-ins.
Looking for other ways to be a smart homeowner? Check out our full blog for more ideas to stay on top of home repairs and rebuilds!