You might not be aware of the difference between an on-the-job injury and a non-on-the-job injury. You could get hurt at work and not even know it. When this happens, you need to document the injury and find out what your employer’s policy is in terms of workers’ comp insurance.
It’s important to understand that there are two different types of injuries and that the difference is in the area where you incurred your injury – whether it was in a different location from where you work or if it happened at the same place where you spend most of your time when working. Let’s see what the right way of handling your work injury is!
Have A Good Attorney
When you get hurt on the job, it all comes down to how large of a legal team you have. If you don’t have an attorney to take care of your paperwork and medical bills, you can be sure that it will take months for things to go through correctly. You must know how much your injuries are going to cost and where you can find a local attorney.
If you’re in Houston, contact a Houston personal injury lawyer Jerome O. Fjeld, PLLC for expert advice on personal injuries. Your preferred attorney needs to specialize in personal injuries to provide the best legal services because they will have more knowledge on the subject.
Document The Incident Immediately
Have you ever had a witness there when you got injured? If so, immediately ask them to write an incident report detailing what happened right before your injury occurred. This is going to be used as additional evidence for your case and it will help speed up the process of getting reimbursed for all the medical bills you have to pay.
Use a camera at work and start snapping pictures of your surroundings as well as any faulty equipment that caused you injury. Keep in mind that evidence is going to be used against your employer if they don’t take responsibility for their actions, so make sure not to lose it!
Work With The Insurance Company
When you get hurt on the job, there’s a big chance that your employer is going to ship you over to an insurance company. These claims managers are going to start pushing for you to accept their settlement and will not stop until they deal with the problem. This is why you must know how much money or compensation your injuries cost so that you can negotiate with them and only take the amount of money that you need. If this doesn’t happen, companies tend to use all of their time and resources to avoid paying out as much as possible which means less money for those who got injured!
Insure Yourself Against Injuries
There are many risks associated with construction work, especially if dangerous tools or materials are being used. If your employer doesn’t have the necessary insurance in case of injuries, you must protect yourself by getting a personal injury protection policy that covers all work-related injuries. Your car insurance provider is going to be your best friend for this matter because they can give you free quotes on these policies and even provide enough coverage for you and the rest of your family!
Don’t Let It Get You Down
Getting injured at work can be quite traumatizing especially if it happens often or the situation gets worse after every workday. Even so, know that thousands of workers get hurt daily and some of them are lucky enough to receive compensation and support from their employers and legal teams.
Make sure to utilize state resources such as a Houston workers comp attorney and get the best treatment possible while you’re going through this difficult time. Also, be familiar with local laws on workers’ compensation and what you should expect to be paid. You can also give up, but that’s a choice that will haunt you for the rest of your life!
It’s crucial to know how to properly handle an injury at work in order not to make any mistakes. Know what type of injuries are covered by insurance and don’t be afraid if you have to contact a Houston workers comp attorney who specializes in these cases because they’ll get you some money from your employer.
In case of on-the-job injuries, keep in mind that it doesn’t matter where you were injured – what matters is where your primary job location is! Don’t be afraid to document every incident and don’t settle for anything less than what you’re owed.