If you’re looking to hire a residential roofing company, the first thing to do is to check the company’s license and insurance. The latter is required by law. Lastly, look for workers’ compensation insurance and safety training programs. Those are three signs that a company is reputable and trustworthy. After all, no one wants to be a victim of negligence on their roof. You can also look up review sites to see how people feel about a roofing contractor.
One of the most significant advantages of hiring a residential roofing contractor is their expertise. Roofing contractors have extensive experience with various roofing materials and know which ones will work best for your property. Moreover, these professionals have access to discounted prices on these materials. Because of this, you’ll save money on raw materials when you hire a residential roofing company. You’ll also be more comfortable working with a licensed company since they have all the necessary tools and equipment.
Licensed roofing contractors must meet minimum standards of insurance and bonding. These requirements will protect you from any liability that arises during the roofing process. A qualified contractor can also take advantage of the dispute resolution process if disputes arise. Additionally, most roofing projects require permits, and a licensed residential roofing company will take care of applying for them on your behalf. This way, you won’t have to worry about whether or not a roofer will follow building codes.
Worker’s Compensation Insurance
Workers’ compensation insurance is a legal requirement for roofing contractors in almost all states. In California, roofing contractors must pay into a program administered by the State Compensation Insurance Fund. To find a policy, contact the California Department of Insurance. While worker’s compensation insurance is not legally required in Texas, the state’s Department of Insurance is an excellent resource for learning more about the obligations of roofing contractors.
Most homeowners require their roofers to have this coverage as it covers their workers’ compensation costs in an accident. The insurance also protects the property, including buildings and materials used on the job site. Without it, the homeowners could be held responsible for damages and lawsuits. However, if the contractor has this insurance, it will not be necessary to have separate insurance policies for employees, contractors, and subcontractors.
If you’re considering hiring a roofing contractor to work on your home, you should know that in most states, licenses are required by law. However, some states have no general industry-wide licensing requirement for roofers. However, there are specific steps that all roofing contractors must take to stay compliant. In most cases, licensing requires passing a national examination and meeting specific requirements set by the state.
A California license is required by the SLB, which checks for criminal history and fingerprints. Most insurance providers will only reimburse you if you’re a licensed contractor. You can hold licensed contractors accountable for their work and report misdemeanors to the SLB if they’re not. They’ll know what options are available to CA residents. They’ll also have more experience working on homes than non-licensed contractors.
Safety Training Programs
While OSHA enforces federal occupational safety and health regulations, individual state statutes and enforcement agencies have their own rules and regulations. While many contractors are familiar with state regulations, others may not. The U.S. Department of Labor lists states and jurisdictions with federally-approved plans, such as Alaska, Texas, Vermont, and Puerto Rico. Note that these regulations do not apply to private companies but only to public employees.
Although safety training programs aren’t a legal requirement for residential roofing contractors, they are highly recommended to take place regardless of the industry. OSHA 10 is the minimum standard for OSHA compliance, and contractors working on public projects aren’t typically required to take it. However, employers must still provide a safety training program for their employees and designate a competent person to conduct it.
Alex Grogoyan is a Professional Home Improvement and Lifestyle Writer. He has been in the industry for over 6 years and has been writing for Chique Home Living since 2019. His work has been featured in popular platforms such as Spruce Home, Better Homes & Garden, and more.